Individual planning
Here to support you with quality financial advice you can trust. My help encompasses a wide range of areas.
Retirement planning
Making the right decisions about your pension and retirement can be overwhelming if you do it by yourself, as there’s a lot to consider. I offer tailored advice to ensure that you feel confident about your retirement and exactly how much you’ll need to retire comfortably.
Savings and investments
When you make the decision to save and invest your money, you’re making a smart move toward achieving future goals. You can do this alone, but with a financial planner, you will achieve so much more and get the best possible results towards your lifestyle financial plan. This means your money is working harder towards your goals.
Tax planning and mitigation
Nobody wants to pay more tax than they need to. Financial advice should help to legitimately reduce tax liabilities, protect your assets and preserve your wealth for future generations.
School fee planning
Understandably, you want what’s best for your child and you may consider private education to be an investment in their future. I'll discuss with you the tax-efficient strategies and best ways to start saving for your child’s education and any additional costs that may arise.
Care fee planning
Figuring out how you’re going to pay for long-term care can be challenging, especially if you’re unsure about what is and isn’t available to you. I can help you fund care in later life, whether for yourself or a loved one.
Mortgages
Moving home, remortgaging or considering a buy-to-let? The world of mortgages can be confusing, but with a financial planner, you’ll receive independent advice and find the right solution for your specific needs. I will be there to take the stress away and answer any questions you have about the process.
Financial protection
Having the right protection in place is a lifeline if you’re faced with a serious illness or death. You never know what’s around the corner, so try to ensure that your finances are protected, and your family is looked after. There are various forms of protection, and I will advise on what’s best for you.
Equity release
If you’re aged 55 or over, then you’ll be able to release tax-free cash from the value of your home. But that’s not to say that equity release is the right route for everyone who is in need of extra money. Working with an independent financial planner allows all financial avenues to be reviewed, giving you confidence that whatever decision is made, it is the best for you and your family.